The central government is taking constant steps to make women financially strong. In the latest budget, the Finance Minister shared new information about the Lakhpati Didi Scheme. This scheme helps women earn a regular income and become independent.
Under this scheme, women who are members of Self-Help Groups (SHGs) are given training, financial support, and help in selling their products. The government is also planning to open more retail stores across the country so that products made by women can reach more customers easily.
What Is Lakhpati Didi Scheme?
The Lakhpati Didi Scheme is a government initiative to help women earn at least ₹1 lakh per year. The main goal of the scheme is to support women in starting their own businesses and improving their family income.
Earlier, this scheme was mainly for rural women, but now it is being extended to urban areas as well. This will give more women the chance to become entrepreneurs.
Main Objectives of Lakhpati Didi Scheme
The key objectives of the Lakhpati Didi Scheme are
- To make women financially independent
- To promote self-employment among women
- To provide skill training and business support
- To connect women directly with markets
Through this scheme, women can earn regularly and improve their quality of life.
Financial Help Under Lakhpati Didi Scheme
One of the biggest benefits of the Lakhpati Didi Scheme is financial assistance. Women can get interest-free loans up to ₹5 lakh to start or grow their business. The government also provides interest subsidy, which reduces the loan burden.
Women can start work in areas like:
- Dairy farming
- Food processing
- Tailoring and stitching
- Handicrafts and textiles
- Small shops and local businesses
Who Can Apply for Lakhpati Didi Scheme?
The Lakhpati Didi Scheme is mainly for women who are part of Self-Help Groups. Other eligibility conditions include:
- Women aged 18 to 50 years
- Women from low-income families
- Women who want to start a small business or already have one
This scheme is very useful for women who want to stand on their own feet.
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Documents Needed for Lakhpati Didi Scheme
To apply for the Lakhpati Didi Scheme, the following documents are required:
- Aadhaar Card
- PAN Card
- Bank passbook
- Passport-size photo
- Mobile number linked with Aadhaar
How to Apply for Lakhpati Didi Scheme?
Women can apply for the Lakhpati Didi Scheme in two ways:
- Online: Through the official website of the Ministry of Rural Development
- Offline: By visiting the nearest SHG office, Rural Development Office, or bank
After verification of the application and documents, the benefits are provided.
Benefits of Lakhpati Didi Scheme
The Lakhpati Didi Scheme helps women in many ways:
- Increases family income
- Supports women-led businesses
- Strengthens rural and local economy
- Builds confidence and social respect
The government wants more women to join this scheme and achieve financial independence.